Investment Managers can be individuals, small 2-person companies, right up to large multinational investment management firms. There are also various types of investment managers – managing single investments to large investment portfolios for individual clients or for many clients and financial institutions.
Whatever the entity and type, all investment managers are involved in financial planning and risk management – creating and managing investment structures aimed at growing their clients’ wealth.
The types of investment managers you need for your investment or investment portfolio management, will be defined by:
- the size and complexity of the investment they’ll be managing,
- your needs as a client – short, medium and long-term
- stage of the financial planning involving the investment (s), and
- the investment structure
Investments (the purchase of assets for individuals or businesses) are structured to maximise income and minimise risk, in order to meet financial planning goals. This involves your investment manager(s) (individual or firms) splitting a capital investment amount and purchasing different assets, or investing in various entities, that will secure capital and grow the invested amounts in different ways.
In other words – taking investment ‘eggs’ and putting them in a variety of baskets. There are many ways of doing this, through a variety of investment structures. They are most easily grouped according to the main types of investment managers that set them up.
Types of Investment Managers
Certified Financial Planners (CFP):
CFPs manage smaller investments for people just starting out on their financial planning in investment journey.
Deal with medium-sized investment portfolios for individuals, trusts and small to medium-sized businesses.
Portfolio Managers manage large investment portfolios. These investment structures will comprise multiple types of investments. There is ongoing stock buy and sell, with significant capital movement. This type of investment manager is therefore usually a company, or an accounting firm that offers investment management services.
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With over 23 years of unwavering expertise, I am a seasoned Chartered Accountant committed to financial excellence. My journey in the realm of finance has been marked by astute strategic insights, meticulous attention to detail, and an unyielding dedication to precision. Over the years, I’ve navigated the complexities of financial landscapes, providing invaluable counsel to diverse clients. My proficiency extends across auditing, taxation, and financial management, coupled with a profound understanding of regulatory frameworks. As a registered professional, I have consistently upheld the highest standards of integrity and ethics, earning a reputation as a trusted advisor in the dynamic world of finance.