Investment Managers can be individuals, small 2-person companies, right up to large multinational investment management firms. There are also various types of investment managers – managing single investments to large investment portfolios for individual clients or for many clients and financial institutions.

Whatever the entity and type, all investment managers are involved in financial planning and risk management – creating and managing investment structures aimed at growing their clients’ wealth.

The types of investment managers you need for your investment or investment portfolio management, will be defined by:

  • the size and complexity of the investment they’ll be managing,
  • your needs as a client – short, medium and long-term
  • stage of the financial planning involving the investment (s), and
  • the investment structure

Investment Structures:

Investments (the purchase of assets for individuals or businesses) are structured to maximise income and minimise risk, in order to meet financial planning goals. This involves your investment manager(s) (individual or firms) splitting a capital investment amount and purchasing different assets, or investing in various entities, that will secure capital and grow the invested amounts in different ways.

In other words – taking investment ‘eggs’ and putting them in a variety of baskets. There are many ways of doing this, through a variety of investment structures. They are most easily grouped according to the main types of investment managers that set them up.

Types of Investment Managers

Certified Financial Planners (CFP):
CFPs manage smaller investments for people just starting out on their financial planning in investment journey.

Financial Advisors:
Deal with medium-sized investment portfolios for individuals, trusts and small to medium-sized businesses.

Portfolio Managers:
Portfolio Managers manage large investment portfolios. These investment structures will comprise multiple types of investments. There is ongoing stock buy and sell, with significant capital movement. This type of investment manager is therefore usually a company, or an accounting firm that offers investment management services.

You might also be interested in

What does Short-term insurance risk mean?

What does Short-term insurance risk mean?

A short-term insurance policy is an essential aspect of business and personal risk management. You can use a short-term insurance policy to cover almost anything – for a few weeks to a few years, with variable and changeable premiums that are based on changing needs...

read more
Funding a buy-sell agreement with life insurance

Funding a buy-sell agreement with life insurance

Buy-sell agreements are one of the most essential contracts between co-owners of a company. The point of a buy-sell agreement is to protect the company and the remaining co-owner (or co-owners) if one partner dies, by keeping the ownership in the company and/or in the...

read more
When does a life policy attract estate duty

When does a life policy attract estate duty

All assets acquired during the life of person becomes a part of their estate on their death. A life policy only pays out after death, so it is not part of a person’s ‘deceased estate’, and so not subject to estate duty. However, life policies can attract estate duty...

read more